Your Harris Hawkins & Co. is the key to finding your home. The home buying process begins with an initial consultation with your Realtor. Together, you will outline goals, identify what you want in a home, the type of community you would like to call home, number of bedrooms and bathrooms and many other important details of your home purchase. We are committed to finding the right features in the right neighborhood that also fit into your budget. We look forward to getting you one step closer to home.

Your Harris Hawkins & Co. agent can refer you to a reputable mortgage lender if you don’t have one already. This first step is crucial and one that will set the stage for the entire process going forward. You and your loan officer will assess credit-worthiness, establish expectations, and discuss available financing options. You will complete an application with the loan officer. The goal of completing the application is to gather as much information as possible up front. You will team up with your loan officer to collect items such as W2s, Pay Stubs, Bank Statements, and Employment History. After reviewing you application and documents, your loan officer will issue an official pre-approval.

Your Harris Hawkins & Co. agent will take you to tour homes in your price range. Once you find the home you want, you will work with your real estate agent to make an offer. You will be able to see what comparable homes have sold for, look at sales trends in the area and get the numbers you need to make a competitive offer​. Make your first offer your best offer. Be prepared that additional offers could come in on your desired home at anytime. Your agent will be informed if there is additional interest so that you can put forth your best offer.